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1. The 100% Down Club? Not Happening Dave’s ideal scenario is to pay cash for your home, or at the very least, put 20% down. Let’s do the math: the average home price in Phoenix hovers around $450,000–$550,000 depending on the area. A 20% down payment is roughly $90,000–$110,000 in cash—and that’s before closing costs,…
If you’re self-employed and planning to buy a home in Arizona — whether you’re a long-time local or relocating to the Valley — you’ve probably faced this frustrating dilemma: 👉 Should I report more income to qualify for a mortgage… or deduct more to save on taxes? Unfortunately, for many Arizona entrepreneurs, freelancers, and small…
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